I get asked by first time home buyers all the time, “How do I get started?” Buying your first home can be confusing and seem overly complicated. With a little help from qualified professionals the process is a lot easier. A qualified Realtor can be a big help in this sometimes long and confusing process.
I usually ask buyers to start by talking to a couple of different loan officers to see what you qualify for, and which bank will give you the best deal. Loan programs and underwriting standards vary from bank to bank, so don’t be afraid to see who is the best fit for you. If you do not have a loan officer, your agent should have a list of quality loan officers they have worked with in the past.
Once you have an idea of your budget, you need to sit down and prioritize what is most home features are most important to you. Do you want something to fix up or move in ready?